:root{
  --bg:#0b1220;
  --card:#0f1a30;
  --muted:#9bb0d0;
  --text:#e8f0ff;
  --white:#ffffff;
  --accent:#3b82f6;
  --accent2:#22c55e;
  --line:rgba(255,255,255,.10);
  --shadow: 0 14px 40px rgba(0,0,0,.35);
  --radius: 18px;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family: "Noto Sans KR", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  background: radial-gradient(1100px 500px at 20% 0%, rgba(59,130,246,.35), transparent 55%),
              radial-gradient(900px 450px at 85% 10%, rgba(34,197,94,.22), transparent 60%),
              var(--bg);
  color:var(--text);
  line-height:1.55;
}

a{color:inherit; text-decoration:none}
img{max-width:100%; display:block}

.wrap{max-width:1050px; margin:0 auto; padding:22px 18px 64px}

.topbar{
  display:flex; align-items:center; justify-content:space-between;
  gap:12px; padding:10px 6px;
}

.brand{
  display:flex; align-items:center; gap:10px;
  font-weight:800; letter-spacing:-.2px;
}
.brand .dot{
  width:10px; height:10px; border-radius:999px;
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  box-shadow:0 0 0 5px rgba(59,130,246,.18);
}
.brand small{display:block; font-weight:600; color:var(--muted); letter-spacing:0; margin-top:1px}

.navlinks{
  display:flex; align-items:center; gap:14px; flex-wrap:wrap;
  color:rgba(232,240,255,.85);
  font-size:14px;
}
.navlinks a{opacity:.85}
.navlinks a:hover{opacity:1}

.hero{
  display:grid; grid-template-columns: 1.2fr .8fr;
  gap:18px; align-items:stretch;
  margin-top:10px;
}

.card{
  background: linear-gradient(180deg, rgba(255,255,255,.06), rgba(255,255,255,.03));
  border:1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow:hidden;
}

.hero-left{padding:28px 26px 24px}
.kicker{
  display:inline-flex; align-items:center; gap:10px;
  padding:8px 12px;
  border:1px solid rgba(59,130,246,.35);
  background: rgba(59,130,246,.12);
  color: rgba(232,240,255,.92);
  border-radius:999px;
  font-weight:700;
  font-size:13px;
}
.kicker b{color:var(--white)}
.h1{
  margin:14px 0 10px;
  font-size:34px;
  line-height:1.18;
  letter-spacing:-.6px;
}
.sub{
  margin:0 0 16px;
  font-size:16px;
  color: rgba(232,240,255,.86);
}

.bullets{
  display:grid; gap:10px;
  margin:14px 0 18px;
  padding:0;
  list-style:none;
}
.bullets li{
  display:flex; gap:10px; align-items:flex-start;
  color: rgba(232,240,255,.9);
}
.bullets .ic{
  width:22px; height:22px; flex:0 0 22px;
  border-radius:8px;
  background: rgba(34,197,94,.15);
  border:1px solid rgba(34,197,94,.30);
  display:grid; place-items:center;
  margin-top:1px;
}
.bullets .ic svg{width:14px; height:14px; opacity:.95}

.ctaRow{
  display:flex; flex-wrap:wrap; gap:12px; align-items:center;
  margin-top:14px;
}
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:10px;
  padding:13px 16px;
  border-radius:14px;
  border:1px solid rgba(255,255,255,.12);
  cursor:pointer;
  font-weight:800;
  letter-spacing:-.2px;
  transition: transform .08s ease, background .15s ease, border-color .15s ease;
  user-select:none;
  white-space:nowrap;
}
.btn:active{transform: translateY(1px)}
.btn-primary{
  background: linear-gradient(135deg, rgba(59,130,246,1), rgba(34,197,94,1));
  border-color: rgba(255,255,255,.18);
}
.btn-primary:hover{filter: brightness(1.03)}
.btn-ghost{
  background: rgba(255,255,255,.06);
}
.btn-ghost:hover{background: rgba(255,255,255,.09)}
.btn img{width:22px; height:22px; border-radius:6px}

.note{
  font-size:13px;
  color: rgba(155,176,208,.95);
  margin-top:10px;
}

.hero-right{
  display:flex; flex-direction:column;
}
.hero-img{
  height:100%;
  position:relative;
}
.hero-img img{
  height:100%;
  width:100%;
  object-fit:cover;
}
.hero-img:after{
  content:"";
  position:absolute; inset:0;
  background: linear-gradient(180deg, rgba(11,18,32,.15), rgba(11,18,32,.60));
}

.badge{
  position:absolute; left:16px; bottom:16px;
  display:inline-flex; gap:10px; align-items:center;
  padding:10px 12px;
  border-radius:14px;
  border:1px solid rgba(255,255,255,.14);
  background: rgba(15,26,48,.55);
  backdrop-filter: blur(8px);
  max-width: calc(100% - 32px);
}
.badge strong{font-size:14px}
.badge span{display:block; font-size:12px; color: rgba(155,176,208,.95); margin-top:1px}

.grid{
  display:grid;
  grid-template-columns: repeat(12, 1fr);
  gap:14px;
  margin-top:18px;
}
.section{
  padding:22px 22px 18px;
}
.h2{
  margin:0 0 10px;
  font-size:20px;
  letter-spacing:-.2px;
}
.p{
  margin:0 0 12px;
  color: rgba(232,240,255,.86);
  font-size:15px;
}
.chips{
  display:flex; flex-wrap:wrap; gap:8px;
  margin-top:8px;
}
.chip{
  font-size:13px;
  padding:7px 10px;
  border-radius:999px;
  border:1px solid rgba(255,255,255,.12);
  background: rgba(255,255,255,.06);
  color: rgba(232,240,255,.90);
}

.col-7{grid-column: span 7}
.col-5{grid-column: span 5}
.col-6{grid-column: span 6}
.col-12{grid-column: span 12}

.steps{
  margin:12px 0 0;
  padding:0;
  list-style:none;
  display:grid;
  gap:10px;
}
.steps li{
  display:flex; gap:12px;
  padding:12px 12px;
  border-radius:14px;
  border:1px solid rgba(255,255,255,.10);
  background: rgba(15,26,48,.35);
}
.stepNo{
  width:32px; height:32px; border-radius:12px;
  display:grid; place-items:center;
  font-weight:900;
  background: rgba(59,130,246,.20);
  border:1px solid rgba(59,130,246,.35);
  flex:0 0 32px;
}
.stepTxt b{display:block; margin-bottom:2px}
.stepTxt span{color: rgba(155,176,208,.95); font-size:13px}

.callout{
  border:1px solid rgba(34,197,94,.30);
  background: rgba(34,197,94,.10);
  padding:14px 14px;
  border-radius:16px;
  margin-top:12px;
}
.callout b{display:block}
.callout span{color: rgba(232,240,255,.88); font-size:14px}

.faq{
  margin-top:6px;
  border-top:1px solid rgba(255,255,255,.10);
}
.faq details{
  padding:12px 0;
  border-bottom:1px solid rgba(255,255,255,.10);
}
.faq summary{
  cursor:pointer;
  font-weight:800;
  color: rgba(232,240,255,.95);
}
.faq p{margin:10px 0 0; color: rgba(232,240,255,.86); font-size:14px}

.footer{
  margin-top:18px;
  padding:18px 16px;
  color: rgba(155,176,208,.95);
  font-size:13px;
  text-align:center;
  opacity:.96;
}
.footer a{color: rgba(232,240,255,.92); text-decoration:underline}
.footer .line{opacity:.85; margin:6px 0}

@media (max-width: 920px){
  .hero{grid-template-columns:1fr; }
  .hero-img{min-height:260px}
  .h1{font-size:30px}
  .col-7,.col-5,.col-6{grid-column: span 12}
}

@media (max-width: 430px){
  .wrap{padding:18px 14px 56px}
  .hero-left{padding:24px 18px 18px}
  .h1{font-size:28px}
  .btn{width:100%}
  .ctaRow{gap:10px}
}